Own Art makes it easy and affordable to buy contemporary art and craft. Own Art is Creative Scotland's loan scheme. You can borrow from £100 up to £2,500 at 0% APR repayable over 10 months in equal monthly installments.

* The money can be put towards original paintings, sculpture and prints. You must be 18 years or over and be a UK resident and can apply via Gallery Heinzel, one of the network of over 300 UK galleries supporting the scheme.

*Subject to status. Terms & conditions apply.

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    • Pam Carter

    • Beach Track Tiree

    • Oil on canvas

    • 60 x 60 cm

    • £3,800

    • £250.00 pm + deposit

    • Pam Carter

    • Brood By The Box

    • Oil on canvas

    • 40 x 20 cm

    • £1,400

    • £140.00 per month

    • Pam Carter

    • Cluster In The Pink

    • Oil on canvas

    • 80 x 80 cm

    • £5,800

    • £250.00 pm + deposit

    • Pam Carter

    • Disturbed By The Surf

    • Oil on canvas

    • 40 x 40 cm

    • £2,000

    • £200.00 per month

    • Pam Carter

    • Gable Keeper

    • Oil on canvas

    • 20 x 20 cm

    • £900

    • £90.00 per month

    • Pam Carter

    • Heading Out - Fraserburgh

    • Oil on canvas

    • 40 x 40 cm

    • £2,000

    • £200.00 per month

    • Pam Carter

    • Inn Stein

    • Oil on canvas

    • 80 x 80 cm

    • £5,800

    • £250.00 pm + deposit

    • Pam Carter

    • Island Cottages

    • Oil on canvas

    • 50 x 50 cm

    • £2,800

    • £250.00 pm + deposit

    • Pam Carter

    • King Street Row

    • Oil on canvas

    • 80 x 80 cm

    • £5,800

    • £250.00 pm + deposit

    • Pam Carter

    • Nanny's Box

    • Oil on canvas

    • 40 x 20 cm

    • £1,400

    • £140.00 per month

    • Pam Carter

    • Northern Flight Path

    • Oil on canvas

    • 25 x 30 cm

    • £1,200

    • £120.00 per month

    • Pam Carter

    • Rare Breeds Croft No 6

    • Oil on canvas

    • 20 x 20 cm

    • £900

    • £90.00 per month

    • Pam Carter

    • Rocks In The Sound

    • Oil on canvas

    • 30 x 30 cm

    • £1,400

    • £140.00 per month

    • Pam Carter

    • Rum Colours

    • Oil on canvas

    • 100 x 100 cm

    • £7,900

    • £250.00 pm + deposit

    • Pam Carter

    • Rust In The Glen

    • Oil on canvas

    • 30 x 30 cm

    • £1,400

    • £140.00 per month

    • Pam Carter

    • Sand Drift Steading

    • Oil on canvas

    • 30 x 30 cm

    • £1,400

    • £140.00 per month

    • Pam Carter

    • Seaview Cottage & Line

    • Oil on canvas

    • 20 x 20 cm

    • £900

    • £90.00 per month

    • Pam Carter

    • Storm Swell Elgol

    • Oil on canvas

    • 80 x 80 cm

    • £5,800

    • £250.00 pm + deposit

    • Pam Carter

    • The Look Out

    • Oil on canvas

    • 40 x 40 cm

    • £2,000

    • £200.00 per month

    • Pam Carter

    • Tideline & Reflections

    • Oil on canvas

    • 50 x 100 cm

    • £5,100

    • £250.00 pm + deposit

    • Pam Carter

    • Wet Sands to the Gable

    • Oil on canvas

    • 60 x 60 cm

    • £3,800

    • £250.00 pm + deposit

    • Pam Carter

    • Winter Campsie Fell

    • Oil on canvas

    • 100 x 100 cm

    • £7,900

    • £250.00 pm + deposit