Own Art makes it easy and affordable to buy contemporary art and craft. Own Art is Creative Scotland's loan scheme. You can borrow from £100 up to £2,500 at 0% APR repayable over 10 months in equal monthly installments.

* The money can be put towards original paintings, sculpture and prints. You must be 18 years or over and be a UK resident and can apply via Gallery Heinzel, one of the network of over 300 UK galleries supporting the scheme.

*Subject to status. Terms & conditions apply.

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    • David Smith RSW

    • Early Morning, Moray Harbour

    • Watercolour

    • 40 x 55 cm

    • £1,200

    • £120.00 per month

    • David Smith RSW

    • The High Road, Ballater

    • Oil on linen

    • 50 x 50 cm

    • £2,200

    • £220.00 per month

    • David Smith RSW

    • Windswept Shore, Harris

    • Oil on linen

    • 40 x 60 cm

    • £2,200

    • £220.00 per month