Own Art makes it easy and affordable to buy contemporary art and craft. Own Art is Creative Scotland's loan scheme. You can borrow from £100 up to £2,500 at 0% APR repayable over 10 months in equal monthly installments.

* The money can be put towards original paintings, sculpture and prints. You must be 18 years or over and be a UK resident and can apply via Gallery Heinzel, one of the network of over 300 UK galleries supporting the scheme.

*Subject to status. Terms & conditions apply.

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Joe Smernicki

Originally from Blairgowrie, Perthshire, Joe graduated from Duncan of Jordanstone College of Art in 1973, having gained a High Commendation in his Post-graduate year and as a student he won a scholarship to attend the Hospitalfield House Summer School in Arbroath in 1971. He worked for many years as a teacher and attained the position of Head of Art at Arbroath Academy. Now retired from teaching, Joe is concentrating on painting from his home and studio in Montrose. The inspiration for my work comes almost exclusively from the coastal and rural environment around my home town of Montrose. The paintings reflect a dual interest. On one hand they are portrayals of a very distinctive and visually rich landscape with its fishing stations, small boats, farm implements and sheds. Equally, the paintings are an exploration of colour, tone, shape and line that are brought together in a carefully balanced composition.

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